Financing for buyers with credit issues

We work with a lender network designed for buyers who have been turned down by traditional auto loan offices. Fill out the form below to get a real answer fast.


Contact Information1 / 4

Are you applying for financing for yourself, or jointly with a co-borrower?

Current Address2 / 4
Employment Information3 / 4
Consent & Verification4 / 4
Confirmation5 / 4

What you should know going in


Most situations have a path

Bankruptcy, repossession, divorce, medical debt, no credit at all: these come through our office regularly and most of them turn into approvals. The system is built for it.

Low money down

Down payment requirements start low. The exact number depends on the car you choose and the lender you match with, but cash-strapped buyers are not automatically locked out.

Fast decisions, not waiting games

Most pre-approvals come back within minutes during business hours. You find out where you stand before you spend time on the lot.

Build credit while you drive

Our lenders report to the major credit bureaus. Pay on time and your score moves in the right direction, often dramatically over the life of the loan.

No buy-here-pay-here games

We are not a buy-here-pay-here lot. Your loan goes through a real lender at a real rate, not financed in-house with hidden fees that pile up later.

Bring four things

Table you ID, proof of income, proof of residence, and proof of insurance. With those in hand, the deal can usually close the same day.